• Qualification based on property cash flow
  • Minimum DSCR* 1.0
  • DSCR 1.00 – 0.85 minimum 700
    FICO and max 80 % LTV
  • No DSCR needed with minimum
    700 FICO and max 75% LTV
• Credit scores starting at 600
• No personal income / no employment needed

• Up to 80% LTV
• 40 year fixed rate interest only available
• Loans up to $1.5 million, $75K minimum
• No limit on total number of properties
• Purchase and cash-out or rate-term refinance
• Properties can be in LLC’s name
• Non-warrantable condos OK

*DSCR – Debt Service Coverage Ratio: Rent / Mortgage