Price:
Many lenders use the services of Mortgage Brokers to perform what is known as the “Origination” of a mortgage to meet and pre-qualify the borrower, verify credit and property aspects of the loan and then provide it to them for funding. A Mortgage Broker is an expert in analyzing, advising, structuring, packaging, presenting, and negotiating loan proposals. For performing this function, the Lenders give the Mortgage Broker a WHOLESALE COST, a cost that allows the Mortgage Broker to always be competitive with those lenders that utilize their own staff to perform the functions of the Mortgage Broker. IT DOES NOT COST MORE TO USE THE SERVICES OF GULFSTREAM …YOUR MORTGAGE SOURCE, a Mortgage Brokerage Business.
Service:
A Mortgage Broker knows that the financing needed has a third ingredient beyond rate and fees …timely performance. A Mortgage Broker has an intense desire to honor the commitments made by providing the financing requested in a timely manner; for to do so gives them the lifeblood of their industry, loan referrals from satisfied borrowers. The Mortgage Brokers at GULFSTREAM …YOUR MORTGAGE SOURCE are COMMITED TO CUSTOMER SATISFACTION.
Protection:
Interest rates change daily and the Mortgage Broker can provide the borrower with the safest loan available. The borrower can, under most programs, choose to obtain a lock-in rate from the Mortgage Broker at initial application. This lock-in will insure the rate being offered will be available at closing. THE MORTGAGE BROKERS AT GULFSTREAM …YOUR MORTGAGE SOURCE PROTECT THE BORROWER.
Professional:
As a member of the Florida Association of Mortgage Brokers and the National Association of Mortgage Brokers, Gulfstream … Your Mortgage Source has demonstrated a commitment to remain knowledgeable and professional in the rapidly changing world of real estate finance. This dedication, which includes adherence to a precise Code of Ethics and Standards of Professional Practice, results in the customer being represented by the best service in the industry. Mortgage Brokers are real professionals. MORTGAGE BROKERS HAVE HANDLED OVER 72% OF THE MORTGAGE TRANSACTIONS IN THE LAST YEAR.
Selection:
If you were to apply for a loan from a lender directly, the lender would do what lenders do, make you fit into their program. A Mortgage Broker receives quotes daily from Wholesale Lenders, both local and out of area, with hundreds of different programs and loan approval criteria. The Mortgage Broker, as the local representative of many different lenders, then find the program meeting the needs of the borrower, the only way to get the “Best Loan”, GULFSTREAM MORTGAGE BROKERS REPRESENT MANY LENDERS – NOT JUST ONE PROGRAM.
